Money Here are 3 small steps to grow savings of thousands of dollars in a 401(k) February 18, 2019Russ Wiles, Arizona RepublicComments Off on Here are 3 small steps to grow savings of thousands of dollars in a 401(k) Most people don't amass big savings overnight. Start small in a 401(k) and keep building with bonuses, remembering the power of dollar-cost averaging.