Money I retired at 34 with $3 million – here are 5 downsides of early retirement June 24, 2019Sam Dogen, CNBCComments Off on I retired at 34 with $3 million – here are 5 downsides of early retirement I won’t lie: Early retirement has been a dream come true. I gave up a six-figure paycheck, but I gained something priceless in return: Freedom.