Travel Baffled by how to use your points and miles? Let the 80/20 rule guide you June 29, 2019Sam Kemmis, NerdwalletComments Off on Baffled by how to use your points and miles? Let the 80/20 rule guide you Dealing with points and miles can be overwhelming. Most of the value from a reward program can be reaped by understanding the 80/20 rule in action.