Money Betterment jumps into savings war with 2.69% APY. Checking is next. July 23, 2019Janna Herron, USA TODAYComments Off on Betterment jumps into savings war with 2.69% APY. Checking is next. Betterment is offering a FDIC-protected savings-type account with a 2.69% yield. It also plans to roll out a no-fee checking account later this year.