Money GE’s pension freeze raises a question: Should you take a lump-sum buyout or keep benefits? October 11, 2019October 11, 2019Aimee Picchi, Special to USA TODAYComments Off on GE’s pension freeze raises a question: Should you take a lump-sum buyout or keep benefits? Buyout offers present a quandary to employees who must decide whether to take a one-time payout or stick with the guarantee of a pension.