Money Saving for retirement or a house? These are the top 10 long-term investing tips beginners need to know July 20, 2020Adam Shell, Special to USA TODAYComments Off on Saving for retirement or a house? These are the top 10 long-term investing tips beginners need to know You don't need a PhD in finance to start saving for retirement. But you can't rely on beginner's luck, either. The top 10 tips you need to know.