Money Buy now, pay later refunds on apps like Afterpay, Affirm, Klarna frustrate consumers July 21, 2022July 21, 2022Katie Wedell, USA TODAYComments Off on Buy now, pay later refunds on apps like Afterpay, Affirm, Klarna frustrate consumers As buy now, pay later apps increase in popularity, so do the number of complaints from consumers as refunds and returns are difficult to navigate.