News How 4 small Utah banks have taken ‘predatory lending’ national. It’s all thanks to state law, critics say December 21, 2022December 27, 2022Craig Harris and Amritpal Kaur Sandhu-Longoria, USA TODAYComments Off on How 4 small Utah banks have taken ‘predatory lending’ national. It’s all thanks to state law, critics say Four small Utah banks export "predatory loans" across the country thanks to their state having no caps on interest rates, critics say.