Profiting from a home purchase is hard and unpredictable. Don’t bet on it as your chief retirement investment.
Author: Ken Fisher, Special to USA TODAY
Is your insurance policy good enough? Here’s a checklist to review
Folks commonly see insurance as a once-and-done purchase. But you need to review your policies to make sure you have enough coverage.
I don’t buy wallets or go to a barber: Here’s my billionaire’s guide to saving money
I’m wealthy and I’ve always avoided expensive stuff. Here are my sometimes silly cheapskate tricks to avoid overspending
Bonds aren’t a set-it-and-forget-it investment. Here’s what you need to know.
Considering various risks shows why bonds alone rarely are best for retirement cash flow.
6 facts about bonds that you need to understand now
Conventional wisdom says bonds zig when stocks zag, smoothing out bumpy periods for investors who own both. Yet last year, that didn’t happen.
Considering reverse mortgages? Better to reverse course on this risky choice
Reverse mortgages can be attractive. You can unlock cash from your home without selling. But beware. This is a loan using home equity as collateral.
Why I still hate annuities: Here are the reasons these investments are bogus
Annuities are usually marketed as safe investments, with guaranteed income. Most buyers never see the truth.
Here’s a presidential secret all stock investors need to know
The S&P 500 rose in 91% of the third yearsof all presidents’ terms — ever since the index’s 1925 inception.
Here’s why smart investors should think globally when watching for recessions
Major trends are global. If you understand this, then you understand why and how what goes on overseas affects you directly here at home.
Don’t dismiss life insurance as too pricey. Here’s how to pick a plan
Knowing how companies price life insurance is key. Rates boil down to age, health, type and term, desired payout, gender and lifestyle.