Author: Matthew Frankel, CFP, The Motley Fool

In order to get a mortgage, you need to be able to document your ability to pay it back, and lenders want to see a reasonably good credit history.

There are two main reasons businesses might choose not to accept a particular type of credit card, or none at all:fees and partnerships.

The act of selling losing stocks in order to deduct the losses is known as tax-loss harvesting and can be a very smart way to reduce your tax bill.

There’s no perfect answer to this question. Many people love watching the day-to-day movements of stocks, while others find checking prices stressful.

Both approaches have issues. My preference is the delayed Social Security option, but it’s important to consider your overall financial situation.

You may be able to wait to take your first RMD from a 401(k) plan, but that doesn’t necessarily mean it’s a good idea.