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Author: Swapna Venugopal Ramaswamy, USA TODAY

Money

Mortgage rates are rising: Is it your ‘last chance’ to refinance?

March 18, 2022March 20, 2022Swapna Venugopal Ramaswamy, USA TODAYComments Off on Mortgage rates are rising: Is it your ‘last chance’ to refinance?

For homeowners looking to refinance, there is no time like the present, say experts.

Money

Apartment hunting? Here are the 10 cheapest cities for renters

March 17, 2022March 17, 2022Swapna Venugopal Ramaswamy, USA TODAYComments Off on Apartment hunting? Here are the 10 cheapest cities for renters

With a growing number of companies offering their employees the choice to go fully remote, employees can find cheaper places to rent away from work.

Money

Gannett: Inaccurate information to advertisers corrected, was unintentional ‘human error’

March 9, 2022Swapna Venugopal Ramaswamy, USA TODAYComments Off on Gannett: Inaccurate information to advertisers corrected, was unintentional ‘human error’

While Gannett made the discovery independently and fixed the issue last week, two researchers also had been studying the discrepancy.

Money

Middle-class housing is declining. But in these markets, it’s rising and creating wealth

March 9, 2022March 9, 2022Swapna Venugopal Ramaswamy, USA TODAYComments Off on Middle-class housing is declining. But in these markets, it’s rising and creating wealth

Middle-income households in some growing markets have seen big gains in price appreciation.

Money

‘A lot of people at home hating their kitchen, hating their house’: Growth in home remodeling may peak in 2022

March 7, 2022March 7, 2022Swapna Venugopal Ramaswamy, USA TODAYComments Off on ‘A lot of people at home hating their kitchen, hating their house’: Growth in home remodeling may peak in 2022

Growth in spending on home improvements and repairs is expected to peak in 2022 with expenditures up 20% year-over-year.

Money

Workers are returning to their offices. They’re bringing anxiety, questions, even fear with them.

February 24, 2022February 26, 2022Swapna Venugopal Ramaswamy, USA TODAYComments Off on Workers are returning to their offices. They’re bringing anxiety, questions, even fear with them.

Office occupancy is at 36% in 10 major cities across the country but events such as sports, restaurants and travel are close to pre-pandemic levels.

Money

‘An intergeneration issue’: Why a rising gap between Black and white homeownership will only keep growing

February 16, 2022February 16, 2022Swapna Venugopal Ramaswamy, USA TODAYComments Off on ‘An intergeneration issue’: Why a rising gap between Black and white homeownership will only keep growing

The homeownership gulf will affect retirement prospects for Black Americans and their ability to pass down wealth to the next generation.

Money

It’s tough to buy a starter home these days. Three Americans tell their stories.

February 9, 2022February 10, 2022Swapna Venugopal Ramaswamy, USA TODAYComments Off on It’s tough to buy a starter home these days. Three Americans tell their stories.

For potential entry-level homebuyers, the situation has gotten worse in the past year, thanks to rising inflation and mortgage rates ticking up.

Money

NFL Rooney Rule and business: Experts say the hiring practice ‘requires vigilance’

February 2, 2022February 3, 2022Swapna Venugopal Ramaswamy, USA TODAYComments Off on NFL Rooney Rule and business: Experts say the hiring practice ‘requires vigilance’

While the NFL Rooney Rule requires an organization to include a diverse field of candidates, it’s doesn’t require them to hire a diverse candidate.

Money

Rents keep rising, and it’s affecting Black and Hispanic low-income earners the most

January 27, 2022January 28, 2022Swapna Venugopal Ramaswamy, USA TODAYComments Off on Rents keep rising, and it’s affecting Black and Hispanic low-income earners the most

The demand for rental housing not only reduced vacancy rates to historic lows but also drove up rents, hurting low-income renters, a new report says.

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